Bitcoin relies on cryptography and incentives instead of banks and trusted intermediaries. The fact that users don’t need to trust one another to transact with each other is one of the defining qualities of Bitcoin.
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Crypto assets are highly volatile and largely unregulated. There is no guarantee that any crypto asset will have at any time in the future certain value (if any) or market liquidity.
Crypto assets are at risk of losing substantial (or all) value within a short time period.
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